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If you are considering ways to supplement or replace your current job income, you are no doubt confused by the thousands of options available to you. Do you have a job in your company's payroll department? You could start your own payroll service. Maybe you are a sales representative for your company. So you're thinking about becoming a licensed real estate agent.

There is a major problem, however, with these types of self employment ideas. Your income will now 100% reliant on your ability to work. If there are not enough hours in the day to complete the work, you may have to work six days a week. Maybe seven day a week. Need to take some time off for a vacation or family issue? Get ready to lose income for the days you are not working.

In Robert Kiyosaki's bestselling book, The Cashflow Quadrant, we learn that employees and self-employed people are limited by the amount of time they can work. Since nobody can work 24 hours a day, there is an inherent limit on income potential.

On the right side of Kiyosaki's cash flow quadrant are business owners and investors. These types of people have incomes that do not rely on the physical exchange of time for money. They have created systems that leverage other people's time, talents and skills.

These systems make money for them, even if they are not physically at the business location. These systems, properly implemented, literally create money for the business owner/investor 24 hours a day, regardless of time and location limitations. This is often referred to as passive income.

A foundational concept for building wealth is that money must be harnessed to work FOR the owner. A traditional method for harnessing money for income is real estate investing. There is no doubt that real estate is lucrative; however, most investors will need access to large credit lines. They will also need to have substantial liquid cash reserves, for lending requirements and day to day operations.

If you don't have the cash and credit needed for real estate investing, there is another way to create passive income for yourself and your family. It is Network Marketing.

If you are already dreading the fact that you will have to sort through friends, family and hundreds of strangers, guess again. (I don't care for that either!) My network marketing company is Success University. This is an Internet-based, global business opportunity. There are no products to buy or store and no hotel meetings to attend.

Success University is an opportunity that is available to the average person, regardless of their current financial statement. You can begin the process of replacing your income, for a monthly investment of about $50. No previous Internet marketing experience? No previous online business experience? Success University will be the training foundation of your new venture.

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